Credit Card Rewards

Earn reward points with every purchase, anytime you use your rewards credit card.

Your credit card comes with more than just spending power – enjoy multiple redemption options to fit your life!

Choose How You Want to Redeem Points

gift card icon

Gift Cards


Gift cards to your favorite retail stores, restaurants, entertainment, home goods, travel & leisure, and sports & outdoor retailers!

airplane icon

Travel


Book flights, hotels, cars, attractions, and events directly through our rewards site.

dollar bill and coins icon

Cash


Redeem your reward points as money! Choose from direct deposit, Pay Me Back, or a Statement Credit.

shopping bags icon

Merchandise


Pick from a variety of electronics, home & garden, exercise & fitness, jewelry & accessories, luggage & handbags, health & beauty, and outdoor living items!

Easily Keep Track of Rewards

Our Rewards Website Makes it Easy to:

  • Stay up-to-date on account activity
  • Keep tabs on any points expiring
  • View redemption history for any time period
  • Keep track of reward point balances

Find something you like? You can favorite any item to add it to your wish list!

Icon of a computer screen with a star indicating a wishlist

Make your Dream Vacation a Reality

Plan a fabulous Disney®, Sandals®, Carnival Cruise®, or other dream vacation.

  • Complete freedom to travel when and where you choose.
  • Personal attention and service from professionals.

Redeem reward points for Central Travel dream vacations, personal or business travel.

central travel logo

Take Your Travel to the Next Level

Enjoy the flexibility to pay with your credit card, points, or a combination of both!


museum building icon

Attractions

Interested in visiting amusement parks, museums, theaters and more? Adventure awaits by redeeming for more than 11,000 attractions at 1,200 locations worldwide.

hotel building icon

Hotels

View images of the hotel, amenities, star ratings and more when choosing where you want to stay. Plus, select from over 160,000 hotel rooms worldwide, and filter search results based on star ratings, price range, location and property type!

event ticket icon

Events

Purchase tickets to thousands of sporting events, plays, concerts, and more!

sedan car icon

Car Rentals

Use your reward points with select car rental agencies, such as Alamo, National and Enterprise Rent-A-Car. You can pay on-site or prepay for the reservation when applying your points at checkout.

Redeem your Reward Points

To redeem your points, log in to your Central Bank Online Banking or Mobile App¹, and select your credit card. View your reward balances and access the rewards website.

If you have any questions, please call the phone number listed on the back of your card. If you need help with your redemption or credit card rewards program, you can contact rewards customer support at 1-855-575-4638, available Monday through Friday, 8 a.m. to 8 p.m. CST.

  1. Mobile carrier data and text rates may apply. Back to content

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.

Mastercard and the circles design are trademarks of Mastercard International Incorporated.

View the Rewards Program Brochure

View the Rewards Program Terms and Conditions