How to Make the Most of Your Checking Account

Congratulations on opening a bank account! Now that you have taken this important step towards managing your money, it’s important to know what to do next. Regardless of where you open an account, here are some things to do that make your banking life easier.

1. Enroll in Online Banking and Download the Mobile App
   

   After opening your bank account, activate your online banking services, like downloading your bank’s mobile banking app and online banking. This allows you to manage your account online, anytime, and anywhere. Set up your login credentials and a strong password. With online banking, you can check your balance, transfer money, and pay bills conveniently.

2. Stay Updated with Account Alerts

   Take advantage of the account alert feature provided by your bank. These alerts notify you about important account activities, such as current balances and completed transactions. By staying informed, you can keep track of your account and detect any unusual activity early.

3. Enroll in eStatements

   Setting up eStatements for your bank account is a simple, efficient, and secure way to access your account statements electronically.
   
   To enroll in eStatements, start by logging into your online banking account. Once you are logged in, navigate to the section where you can manage your account settings. Look for an option related to statements or eStatements. Select the option to enroll in eStatements. Once you are finished enrolling, you can enjoy the convenience of accessing your statements online while contributing to a more sustainable banking experience.

4. Update Default Payment Methods and Direct Deposit
   

   If you receive income directly into your bank account, like your salary or benefits, make sure to update your bank account details with your employer. Make sure to also update default payment methods where you normally shop like Amazon or Walmart.

5. Set Up Digital Wallet

   Digital wallets allow you to conveniently make payments at participating merchants by simply tapping or scanning your device at checkout. Your digital wallet will securely transmit your payment information for a quick and hassle-free transaction.
   
   To set up your digital wallet, start by choosing a digital wallet app that is compatible with your smartphone or device such as Apple Pay, Google Wallet, or Samsung Pay. Inside the digital wallet app, you will find an option to add your card information.

6. Discover Extra Benefits
   

   Make sure to check what other benefits your account offers like rewards or overdraft protection and enroll in them. Don’t forget to take advantage of the financial education resources and customer support services offered by your bank. Enjoy the perks and make the most of your banking journey!

7. Keep Your Account Secure
   

   Protect your bank account from fraud and unauthorized access. Never share your account information with anyone. Be cautious when using public Wi-Fi for banking transactions. Regularly monitor your account activity, review your statements, and report any suspicious transactions to your bank immediately.

Taking control of your finances is a journey, and these steps will help you on your way to financial stability.