Scott Braden

Residential Mortgage Loan Officer

Central Bank of the Midwest
3101 S. Iowa Street
Lawrence, KS 66046
p: (785) 865-7615 ext.26515
c: (785) 423-1134
Email Scott
NMLS# 743092

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist PDF Icon

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Scott has over 35 years of experience in the financial services industry specializing in Jumbo, Conventional, FHA and VA home loans. Scott believes in taking a solutions-oriented approach by assessing your financial profile while also defining your needs and goals. This strategy allows you to explore various financing options together in order to determine the best financing solution for your individual situation. Scott understands and is sensitive to the concerns of today’s financially savvy consumer, the first-time homebuyer and those who are somewhere in between. Every effort is made to ensure that your personalized financing arrangements will help you to realize your current dreams and facilitate your future goals.

From initial contact to contract to closing and beyond you can expect to receive high levels of professionalism and quality service that will provide for a smooth and pleasant loan experience.

Give Scott a call today so you can work together to get started on the path to your first home purchase, your next home purchase or refinancing your current home.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 


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Current Rates


We offer many loan options for investment properties, please contact a loan officer for details.

INTEREST RATE APR MONTHLY PAYMENT

The Central Bank Rate Quote Tool is provided for informational purposes only and does not represent a credit decision or commitment to lend. Results depend on many factors, including the assumptions you provide.

The Rate Quote Tool assumes the property is a Single Family Detached Home, the borrower has excellent credit (including a FICO Score of 740 or greater) and a lock period of 45 days.

All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications.  Interest rates and program terms are subject to change without notice. 

Monthly payment does not include amounts for taxes, property insurance and mortgage insurance (where applicable). Your actual rate, APR, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.

* The annual percentage rate ("APR") calculations in the display are based on current interest rates and estimated finance charges. Actual charges may vary based on the terms of the loan and geographical area.

USDA loans are subject to an annual 'Guarantee Fee' equal to 0.35% of the amount financed, payable in equal monthly amounts.