Promo Code: COMMUNITYROOTS
With innovative tools like the Home Screen Widget – quickly access cards, transfers, mobile check deposit, and Zelle®³ – you can manage your new checking account even easier!
It’s all about creating the best banking experience for you! From our service standards, to the technology and tools (that we use, too!), see for yourself what it means to bank better! You’ll be happy you did.
A great choice whether you're a student looking to start your financial journey, or want an account for daily use. Easily manage your account online with the tools built for you.
$5 or $0 monthly fee disclosure 4
Go above and beyond your typical checking account! Enjoy extra security, resources, and savings to help you maximize your money. disclosure 5
$9.95 monthly fee
Receive first-rate customer service, access to exclusive services, and a premium rate on your account.
$20 or $0 monthly fee disclosure 6
Flexible banking, competitive interest rates, and convenience all with one account.
$10 or $0 monthly fee disclosure 7
We get it, you need a bank that helps you make your life easier.
We designed this app with you in mind! Manage your account – view activity, make transfers, deposit checks, send Money with Zelle®disclosure 3, lock your card, and more!
Google Store
Apple App Store
Stop by any branch location and say “hi!” – we’re ready to help serve your financial needs!
Whether it’s your everyday banking needs, or helping you build for the long-term, don't miss out on this opportunity to take your banking to the next level.
You can also waive your monthly maintenance fee by maintaining $25,000.00 average daily balance in all deposit accounts with the same primary account holder (Checking, Savings, Money Market, or Certificate of Deposit) for the statement cycle.
The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Back to content
Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
Additional terms, conditions and exclusions apply and are subject to change.
Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate.
Available via mobile or web only.
You will have access to your credit report and core provided your information has been verified by the CR Back to content
World Checking: To avoid the monthly fee:
The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Paper statements are available for a fee of $3.00 per statement cycle. Back to content
This card is issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Subject to credit approval.
Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.