Step 1: Open any eligible checking account online or at your local branch using promo code DREAM.
Step 2: Set up at least two direct deposits totaling $800 or more within the first 90 days.
Step 3: Minimum balance of $50.00 required 90 days after account opening. Once you meet all the requirements, you’ll automatically receive $300disclosure 1 .
Use Zelle® to send money to friends and family right from Online and Mobile Banking! It's fast, safe, and easy!
Safely, securely, and save time by depositing checks from anywhere! Using your phone's camera, just snap and submit!
Leave your wallet in your pocket and use your Central Bank Debit Mastercard® inside your digital wallet.
Track spending, manage subscriptions, set goals, and visualize your finances—all in one place with our personalized Money Manager tool.
Never miss a beat with your account! Stay up to date on balances, card activity, transactions, deposits, and more!
Securely and easily manage your accounts! Access features like Card Lock, eStatements and Tax Documents, enable RoundUp, and more!
Open any personal checking account (except Free Checking). Set up at least two direct deposits totaling $800 or more within the first 90 days. Minimum balance of $50.00 required 90 days after account opening and you're all set! New checking customers only.
To open a checking account online, you'll need:
We make it simple! Just give your employer your new account number and our routing number. Click here for more details.
Mobile Check Deposit is a free feature in the Central Bank Mobile App. Just snap a photo of the front and back of your endorsed check and deposit it securely from your smartphone or tablet anytime, anywhere. Most personal, business, cashier's, and government checks are accepted. Daily and monthly limits may apply. Deposits made before the daily cutoff on a business day are usually available the next business day.
You won't pay a fee when you use a Central Bank ATM or any of the 30,000+ fee-free ATMs nationwide through the MoneyPass® network.
To avoid the monthly fee - you must receive electronic statements and one of the following:
Paper statements are available for a fee of $3.00 per statement cycle. Back to content
Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Subject to credit approval.