Eric Meruelo

Mortgage Loan Officer

Central Bank of the Ozarks
3333 S. National Avenue
Springfield, MO 65807
p: (417) 841-4229
c: (417) 551-2034
f: (417) 569-1630
Email Eric
NMLS# 1458213

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

Eric brings over 30 Years of Mortgage Banking experience both as a Producing Manager and Loan Officer. His personal goal is to provide quality customer service to every client during and after the home loan process. Eric is a trusted advisor who is committed to helping his customers obtain the best available mortgage product to suit their specific needs. Eric is active in the community, volunteering with the Multicultural Center and other Hispanic organizations. He also enjoys singing professionally and has for over 44 years, including performing for two United States Presidents.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

Check current rates

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Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
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More Fixed Rates
 
Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures