Judy Malone

Mortgage Loan Originator

NMLS# 449953

4.88

Email Judy Office: (970) 759-1104 1211 Main Ave
Durango, CO 81301

Apply with Judy

Judy Malone

Apply with Judy

About Me

If your goal is to have a “hassle free, smooth sailing” professional experience when buying your dream home, look no further than Judy. What makes her different? Judy doesn’t just look at the numbers. She takes the extra time to truly understand your personal goals. How does she do this? It’s a novel concept. Judy actually listens to you! Communication is ALWAYS a two way street. She never forgets that.

Judy and her husband Mike were fortunate to move to beautiful Durango, CO in 1993. They enjoy the Durango active lifestyle with their family and believe wholeheartedly, that “if you’re lucky enough to live in Durango – you’re lucky enough!”

Judy’s company, Bank Central, has the systems, personalized support and an unparalleled team to provide service at unheard of levels in today’s market, in all 50 states. They are perfect match because they, like Judy, put YOU first. Period.

This comes in the form of processing, underwriting, closing and funding your loan locally with state of the art technology that expedites your loan process.

Please apply online or call Judy at (970) 759-1104. Her business is based on referrals! She looks forward to earning yours!

Homebuyer Stories

Judy's Customer Reviews

4.88

December 2025

Judy and Team were rockstars. Very happy with their help!

Dennis C.
December 2025

Judy was extremely helpful and professional throughout my mortgage process. She explained everything clearly, was very responsive, and made the process much easier and less stressful. Her knowledge and support truly made a difference. I’m very grateful for her help and highly recommend her.

Raed A.
December 2025

I felt like Judy didn't want to take the time to talk through scenarios with us. I know that some of them were hypothetical, but there was only so many possibilities. Every conversation seemed impatient and rushed - she seemed to be out of town a lot during the process. We specifically asked if not having flooring was going to be an issue, and Judy said it probably wouldn't be - of course it was the biggest issue we faced. I also was upset that I didn't know the rate terms of the in-house 5/1 ARM until a week and a half before closing. The moment this product was mentioned, we should have been told the exact terms and what the rates were at certain down payments. I also sort of feel like "buying points" on an in-house loan was made up. I realize our situation was more involved than most, but I felt like Judy couldn't answer a lot of our questions and was generally unprepared. On more than one occasion, she mentioned that "the bank will own this house" - I understand what she meant and I understand how debt and mortgages work, but it felt like a condescending comment when we're trying to be excited about buying a house. This all being said, I appreciate that we were able to close on time and the work and thought that was put into making this happen. The closing gift was thoughtful - the chocolate was delicious - thank you.

Erika J.
December 2025

Judy, was exceptional from the very beginning. Judy explained everything with great detail and went above and beyond for helpful tips and great communication. When we didn't know what to ask.. she thought if it! I recommend her to everyone i know. Judy made our home buying experience less stressful for sure.

Nevada S.
November 2025

From day one Judy was always there to make sure we were taken care of and with every question whether big or small with great support

Jesse K.
November 2025

Judy is amazing and extremely helpful. She was very patient while answering the many questions we had

Tracy T.
November 2025

Judy was so kind and knowledgeable. She always contacted me back right away and always called if she needed clarification. 10/10 would use her again! Thank you!

Erin B.
November 2025

Judy worked hard to find a loan that I could qualify for so we would be able to take advantage of a great opportunity to buy a house near my jids and grandkids.

Martha H.

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