Upgrade to MaxMoney Checking!

With all the conveniences of your existing Central Bank checking account, MaxMoney comes with added savings and benefits for you.

Upgrade to MaxMoney via Online Banking or the Mobile Banking App:

  1. Sign into your Online Banking account.
  2. Select the “Additional Services” tab from the main navigation.
  3. Click “MaxMoney Benefits” and choose “Upgrade” to follow the prompts and upgrade your account.

Don’t have Online Banking or our Mobile Banking App? Download the appdisclosure 1 or easily enroll in Online Banking.

Convenient, Affordable Benefits

Take advantage of these benefits to help you save more money, refund ATM feesdisclosure 2, and stay informed on your credit for a low fee of $9.95/month.

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Credit Report and Scoredisclosure 3,disclosure 4 - Access to credit reports and credit scores.

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Discount Cardsdisclosure 4,disclosure 5 - Receive 20% savings on gas, retail and restaurant cards. These cards are convenient to purchase and easy to use.

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Credit Score Trackerdisclosure 3,disclosure 6 - Receive valuable insight into your credit score.

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Cell Phone Protectiondisclosure 7 - Covers the first four phones on your bill, up to $600 per claim (maximum of $1,000 per account). Cell phone bill must be paid through this account or your Central Bank Credit Card.

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Credit File Monitoringdisclosure 4,disclosure 8 - Daily credit file monitoring and automated alerts of key changes to your single bureau credit report.

Dark Web Monitoringdisclosure 4 - Monitor your personal information on the dark web and receive alerts when your personal information is exposed.

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AD&D and Health Discountsdisclosure 4,disclosure 7 - Up to $30,000 AD&D coverage and savings on dental, vision, and prescriptions services.

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$hopping Rewards™disclosure 4,disclosure 9 - Receive rewards and cash back for shopping online.

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Double Credit Card Rewards - Earn double points on the first $5,000 spent annually with your Central Bank ONLY℠ Card Mastercard®.

Have questions? We’re here to help! Contact us or visit any convenient location and we’d be happy to assist you in upgrading your account to MaxMoney Checking.

  1. Mobile carrier data and text rates may apply. Back to content
  2. Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction. ATM refund will be limited to $10 per receipt with a maximum of $25 per statement cycle. Back to content
  3. You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on Experian data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. Back to content
  4. Registration/activation required. Back to content
  5. Additional terms, conditions and exclusions apply and are subject to change. Back to content
  6. Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available. Back to content
  7. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents provided at the time of account opening for complete details of coverage and exclusions. Back to content
  8. Credit file monitoring may take several days to begin following activation. Back to content
  9. Available via mobile or web only. Back to content

Monthly Maintenance Fee of $9.95.

This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Subject to credit approval.