Open a Checking Account and Get a Park U Clip-On Speakerdisclosure 1

Open any new eligible personal checking account by December 31, 2025. Speaker may be picked up during normal business hours any time after account opening at our Parkville, MO branch. (While supplies last.)

Promo Code: PARKSTUDENT

Open an Account
Testimonials

Real Stories. Real Reasons to Switch.

Still deciding? See why others are making the switch to Central Bank.
  • I have been a customer for 47 years...
    11. I have been a customer for 47 years and would not bank anywhere else. I have purchased multiple cars and homes through them. I find the staff friendly and helpful. I use the mobile app and the drive through on a regular basis with no problem.
    Julie G.
    Google Review
  • Always been my bank of choice...
    Always been my bank of choice, loans. savings, checking etc. Has always met my needs.
    Mark S
    Google Review
  • ...they have always had my back
    Been here since 2014 and they have always had my back.
    Shirley S
    Google Review
  • Amazing bank, amazing people!
    Amazing bank, amazing people! Customer service is second to none. Would highly recommend to anyone looking for a new bank.
    Johne M
    Google Review
  • Great customer service...
    Great customer service - I had charges that were posted to my account that were fraudulent and they took care of it with professionalism.
    Adam W
    Google Review
  • Staff is always friendly...
    Staff is always friendly very efficient and always greet you with a smile as well as they have awesome bonuses for banking with them.
    Carrie C
    Google Review
  • A great bank to do business with
    I have had several loans with Central Bank and I plan to have several more. A great bank to do business with.
    Steve S.
    Google Review
  • We've used Central Bank for more than 50 years...
    We've used Central Bank for more than 50 years and any time we have had a question or problem, they ALWAYS take care of it. We won't bank any place else.
    Donna D
    Google Review

Free Features with Every Account:

Person to Person Payments

Instant Person to Person Payments

Use Zelle to send money to friends and family right from Online and Mobile Banking! It's fast, safe, and easy!

Mobile Check Deposit

Mobile Check Deposit

Safely, securely, and save time by depositing checks from anywhere! Using your phone's camera, just snap and submit!

More Ways to Pay

More Ways to Pay

Leave your wallet in your pocket and pay your Central Bank Debit Mastercard inside your digital wallet.

Never be Surprised by a Subscription

Never be Surprised by a Subscription

We automatically track your subscriptions so you get a full view of your monthly and yearly costs on all active subscriptions.

Get Alerted When and How You Want

Get Alerted When and How You Want

Never miss a beat with your account! Stay up to date on balances, card activity, transactions, deposits, and more!

Bank on the Go

Bank on the Go

Securely and easily manage your accounts! Access features like Card Lock, eStatements and Tax Documents, mobile RoundUp, and more!

Money Manager

Take Control of Your Finances with Our Smarter, More Personal Budgeting Tool.

Overspending is a thing of the past. Set your budget by selecting a spend category and easily visualize your progress from the Money Manager dashboard. Receive notifications when reaching milestones throughout the month.

  • Keep your spending in check with budget tracking
  • Organize and Track Your Transactions
  • Visualize Spending to Make Better Decisions
  • See All Your Money in One Place
Money Manager phone screen

Get Answers to Common Checking Account Questions

How do I qualify for the Park U Speaker?
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Open any new eligible personal checking account by December 31, 2025. Speaker may be picked up any time after account opening at our Parkville, MO branch. (While supplies last.)

What do I need to open a checking account online?
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To open a checking account online, you'll need:

  • A valid form of ID (Driver's License, State ID, or Passport)
  • Your personal information (name, address, date of birth, and Social Security number)
  • Your contact information (phone number and email)
  • An opening deposit of at least $50
How do I set up direct deposit?
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We make it simple! Just give your employer your new account number and our routing number. Click here for more details.

Can I use the mobile app to deposit checks?
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Mobile Check Deposit is a free feature in the Central Bank Mobile App. Just snap a photo of the front and back of your endorsed check and deposit it securely from your smartphone or tablet anytime, anywhere. Most personal, business, cashier's, and government checks are accepted. Daily and monthly limits may apply. Deposits made before the daily cutoff on a business day are usually available the next business day.

Are there any ATM fees?
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You won't pay a fee when you use a Central Bank ATM or any of the 30,000+ fee-free ATMs nationwide through the MoneyPass® network.

  1. To receive a Park Pirates Clip-on Speaker, open any new eligible personal checking account. Eligible accounts include MyChoice Checking or MaxMoney® Checking. Deposit $50 or more at account opening. No minimum balance required for offer. Speaker will be given to new customer at the time of account opening, unless opened online. If opened online, the customer may pick up their speaker during normal business hours at Central Bank’s Parkville, MO branch. Park Pirates Clip-on Speakers are only available while supplies last. Limit one (1) per household. Offer is available to new checking account customers only. Customer must use offer code to receive incentive. Incentive will be reported to the IRS as interest. Offer may only be redeemed by the intended recipient and is non-transferable. Eligibility for this offer will be verified prior to providing the incentive. One offer per household. We reserve the right to not open accounts for customers outside our market area. Please contact us for further details. Promotion ends 12/31/2025 Back to content