You Don't Need Season Tickets to Be All-In!
Get $300disclosure 1 when you open a new checking account and select a college debit card.
Offer Code: SCHOOL
To Receive Offer: Open any eligible checking account and have two or more direct deposits, with a cumulative total of $800, within 90 days of account opening.
Choose One of Our Accounts to Get Your $300disclosure 1
Free Features with Every Account:
Pay with Zelle
Use Zelle® to send money to friends and family right from Online and Mobile Banking! It's fast, safe, and easy!
Deposit Checks on Your Phone
Safely, securely, and save time by depositing checks from anywhere! Using your phone's camera, just snap and submit!
Digital Wallet
Add your Central Bank Debit Mastercard® to your digital wallet for quick, secure tap-to-pay.
Free Budgeting Tool
Use our budgeting tool, Money Manager, to track spending, manage subscriptions, set goals, and view your finances in one place.
Get Alerted When and How You Want
Never miss a beat with your account! Stay up to date on balances, card activity, transactions, deposits, and more!
Bank on the Go
Securely and easily manage your accounts! Access features like Card Lock, eStatements and Tax Documents, enable RoundUp, and more!
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To receive the $300 checking bonus, open and maintain any personal checking account except Free Checking. Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $800 within 90 days of account opening. Minimum balance of $50.00 required 90 days after account opening to receive bonus. Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. Available to new to bank checking account customers only. Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. Customer must bring in mailer or use offer code to receive incentive. Only one offer may be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing on the date any earned bonus is paid. We reserve the right not to open accounts for customers outside our market area. Please contact us for further details. Checking account promotion ends 12/31/2026. Back to content
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To avoid the monthly fee, you must receive electronic statements and one of the following:
- The primary account holder is under the age of 25;
Requirements to avoid the monthly maintenance fee will be effective the statement cycle following the primary account holder’s 25th birthday. - Maintain a minimum daily balance of $2,500.00 per statement cycle; or
- Maintain a recurring cumulative direct deposit of $500.00 per statement cycle; or
- Use your debit card at least 20 times for a point of sale (POS) transaction (transaction only counts if it has posted to the account during the monthly cycle); or
- You can also waive your monthly maintenance fee by maintaining $25,000 average daily balance or greater in all deposit accounts with the same primary account holder (Checking, Savings, Money Market, or Certificate of Deposit) for the statement cycle.
- The primary account holder is under the age of 25;
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Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Back to content
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Registration/activation required. Back to content
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Available via mobile or web only. Back to content
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To avoid the monthly fee, you must do one of the following:
- Maintain a minimum daily balance of $5,000.00 for the monthly statement cycle; or
- Maintain $25,000 average daily balance or greater in all deposit accounts with the same primary account holder (Checking, Savings, Money Market, or Certificate of Deposit) for the statement cycle.
Paper statements are available for a fee of $3.00 per statement cycle. Back to content
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To avoid the monthly fee, you must do one of the following:
- Maintain an average daily balance of $15,000.00 each monthly statement cycle; or
- Maintain an average daily balance of $250,000.00 or greater in all deposit accounts with the same primary account holder (Checking, Savings, Money Market, or Certificate of Deposit) for the statement cycle; or
- Maintain a balance of $250,000.00 in a Central Investment Advisors Brokerage Account; or
- Be a Central Trust Company client.
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Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate. Back to content
Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Subject to credit approval.
