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MaxMoney® Checking:¹Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.
²Part of IDProtect®. Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
³Special Project Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

MyChoice Checking: ⁴To avoid the monthly fee - you must receive electronic statements and one of the following:

• Maintain a minimum daily balance of $2,500.00 per statement cycle; or

• Maintain a recurring cumulative direct deposit of $500.00 per statement cycle; or

• Use your debit card at least 20 times for a point of sale (POS) transaction (transaction only counts if it has posted to the account during the monthly cycle; or

• The primary account holder is under the age of 25.

  • Requirements to avoid the monthly maintenance fee will be effective the statement cycle following the primary account holder’s 25th birthday.

You can also waive your monthly maintenance fee by maintaining $25,000.00 average daily balance in all deposit accounts. (Checking, Savings, Money Market, or Certificate of Deposit).

World Checking: ⁵To avoid the monthly fee - you must have a $15,000 average daily balance; or maintain an average daily balance of $250,000 or greater in all deposit accounts during a monthly cycle; a $250,000 Central Investment Advisors relationship or be a Central Trust Company client.

Preferred Interest Checking: ⁶To avoid the monthly fee - you must do one of the following:

• Maintain a minimum daily balance of $5,000 for the monthly statement cycle; or

• Maintain $25,000 average daily balance in all deposit accounts for the statement cycle (Checking, Savings, Money Market, or Certificate of Deposit).

⁷Paper statement available for a fee. See bank for details.