Check Positive Pay for Business Fraud Protection
Check fraud continues to be one of the most common threats facing businesses today. Altered, duplicated, and counterfeit checks can create financial loss and operational disruption. Check Positive Pay helps protect your business by identifying suspicious checks before they are paid — giving you control, visibility, and confidence in every transaction.
With proactive verification and easy online management, you can significantly reduce your exposure to check fraud.
How Check Positive Pay Works
You provide a file of issued checks to the bank. When a check is presented for payment, it is automatically compared to your issued check file. If there’s a mismatch — such as a different amount, altered payee name, duplicate item, or check number discrepancy — the item is flagged as an exception. You review the exception in Business Online Banking and decide whether to pay or return the check.
This proactive process helps reduce the risk of fraudulent or altered checks before funds leave your account.
Enhanced Tools for Better Oversight
- Real-Time Validation & Uploads - Instantly confirm uploaded check files and correct errors.
- Excel File Upload Support - Simplify file management and reporting.
- Customizable Reports - Create, save, and schedule reports for stronger visibility.
- Automatic Alerts - Receive notifications for suspect checks and pending exceptions.
- Seamless Single Sign-On - Access through Business Online Banking.
Benefits for Your Business
- Reduce Fraud Risk - Identify altered or counterfeit checks before they are paid.
- Protect Your Cash Flow - Prevent unauthorized funds from leaving your account.
- Strengthen Internal Controls - Support dual control processes and enhance audit readiness.
- Improve Visibility - Monitor check activity in real time with reporting and alerts.
It's a Positively Good Deal!
To learn more or discuss whether Check Positive Pay is right for your business, contact your business banking representative. Give us a call at (866) 236-8744 or visit any convenient location near you.
Valuable for Businesses That
- Issue a high volume of checks
- Work with multiple vendors
- Operate with remote accounting teams
- Need stronger internal controls
- Prefer proactive protection instead of reactive monitoring
Business Check Positive Pay Contact Form
Simply fill out the form below and we'll be in touch with you soon.
