Central Bank is now an Approved Ginnie Mae Issuer

January 23, 2024 (Jefferson City, Mo.) – There’s nothing like the convenience of a hometown bank. Central Bank is an approved Ginnie Mae Issuer. This means if you have an FHA, VA, USDA or 184 “Native American” loan, we can now service your loan in house! This means you’ll work with a Central Bank representative who can help solve any issues directly, and it’ll be more convenient to make your payments directly to Central Bank.

In terms of specific loan types, we now have more flexibility to better serve rural and metropolitan communities. Mortgages can be tricky. These loans make them easier, with terms that may work well for your situation.

  • USDA (United States Department of Agriculture)

    • 100% Financing
    • No Monthly Mortgage Insurance
    • 30-Year Fixed Rate
    • Designed for rural borrowers
    • VA (Veterans Affairs)

      • 100% Financing
      • Must Be A Qualified Veteran
      • Lower credit scores accepted.
    • FHA (Federal Housing Administration)

      • Low Down Payment
      • Do Not Need To Be a First Time Home Buyer To Qualify
      • Designed for borrowers who have struggled to get a home loan
      • 184 “Native American” Financing

        • Low Down Payment
        • Designed for American Indian, Alaska Native Families, Alaska Villages, Tribes or Tribally Designated Entities

      Regardless of your situation, talk to a local mortgage officer to learn more.