Bank with the Best and get $300¹!

Central Bank continues to be recognized as one of "America's Best Banks" by Forbes magazine year after year. If you're ready to bank with the best, get started with $300¹ when you open any eligible checking account. Member FDIC.

Promo Code: COMMUNITYROOTS

Open Now

No matter your lifestyle, we have the perfect account for you. Check out MyChoice Checking and our other great checking accounts:

MyChoice Checking

For an easier way to bank:

  • $5 or $0 monthly feedisclosure 6
  • Free tools to manage your money
  • Mobile check depositdisclosure 2
  • Free eStatements
  • Account alerts
  • Securely transfer money with people you know using Zelle®

View Eligible Accounts

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Everything You Need

Located Near You

Want to visit with our friendly staff? We are here to answer any questions you might have – come see us at any location near you!

More ATM Locations

Get access to your money, wherever you are! Enjoy using more than 37,000 free ATMs nationwide. Need banking help on Saturday or after hours? Our Video Teller Machines are available 7 a.m. – 7 p.m.!

Easily Pay

Pay with your digital wallet, whether you're in store or online.

Enjoy free tools to help you save more money!

Our customers saved a total of $10 million over the last year with our checking and RoundUp savings tool!

Your Finances at Your Fingertips

Access your account from anywhere, anytime, and stay on top of your finances while enjoying your favorite activities with the Central Bank Mobile App!²

Whatever you’re doing, it’s convenient and flexible to stay up to date on your account from anywhere.

Download the Central Bank Mobile App using the below links.

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Google Store

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Apple App Store

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Access Popular Features Even Faster!

With innovative tools like the Home Screen Widget – quickly access cards, transfers, mobile check deposit, and Zelle®³ – you can manage your new checking account even easier!

It’s all about creating the best banking experience for you! From our service standards, to the technology and tools (that we use, too!), see for yourself what it means to bank better! You’ll be happy you did.

Make Your Banking Life Easier


Experience Over 120 Years of Banking Excellence

Stop by any branch location and say “hi!” – we’re ready to help serve your financial needs!

Whether it’s your everyday banking needs, or helping you build for the long-term, don't miss out on this opportunity to take your banking to the next level.

  1. To receive the $300 checking bonus, open and maintain any personal checking account except Free Checking. Free Checking is not an eligible checking account. Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $250 within 90 days of account opening. No minimum balance required for Bonus. Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. Available to new checking account customers only. Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. Customer must bring in mailer or use offer code to receive incentive. Offer may only be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus. We reserve the right to not open accounts for customers outside our market area. Please contact us for further details. Checking account promotion ends 12/31/2024. Back to content
  2. Mobile carrier data and text rates may apply. Back to content
  3. Activation/Registration required. Back to content
  4. Additional terms and conditions may apply. No hidden fees or expiration date. 

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  5. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents provided at the time of account opening for complete details of coverage and exclusions. Back to content
  6. To avoid the monthly fee - you must receive electronic statements and one of the following:
    • Maintain a minimum daily balance of $2500.00 per statement cycle; or
    • Maintain a recurring cumulative direct deposit of $500.00 per statement cycle; or
    • Use your debit card at least 20 times for a point of sale (POS) transaction (transaction only counts if it has posted to the account during the monthly cycle; or
    • The primary account holder is under the age of 25.
    • Requirements to avoid the monthly maintenance fee will be effective the statement cycle following the primary account holder’s 25th birthday.

    You can also waive your monthly maintenance fee by maintaining $25,000.00 average daily balance in all deposit accounts. (Checking, Savings, Money Market, or Certificate of Deposit).

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Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.

Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.