Ellen Nichols

Ellen Nichols

Mortgage Loan Officer

NMLS# 541804

4.95
Ellen Nichols

Ellen Nichols

Apply with Ellen

About Me

Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.

Homebuyer Stories

Ellen's Customer Reviews

4.95
  • January 2026
    Ellen has helped me with my home 3 times now for 3 very different situations! She communicates effectively and answered my questions in a way I could understand. I hope to work with her for a long time.
    Ashley P.
  • January 2026
    Ellen has helped us now with 3 Home Loans, and she makes the experience incredible. I love working with Ellen and Central Bank. And I recommend them to everyone I know.
    Gregory G.
  • January 2026
    We love Ellen! We have worked with her several times and she is extremely responsive, knowledgeable and helpful through the entire home buying process!!
    Jennifer B.
  • December 2025
    Trust, honesty and professionalism usually results into a great experience. This is what was received and it was great.
    Kyle L.
  • December 2025
    Easy and seamless
    Pamela D.
  • December 2025
    Ellen did a wonderful job explaining everything with our loan process. She checked in multiple times throughout our process which made the process so much easier to follow and understand.
    Kaitlyn B.
  • December 2025
    Ellen cares about others and it shows naturally in her tone of voice, her approach to your situation and her willingness to support your effort. She's patient, comprehensive and always makes time to be available to help as needed through the process. She is trustworthy and a person of integrity. Ellen is an outstanding Central Bank employee! She's a keeper!
    Barbara O.
  • December 2025
    The entire process was smooth and efficient! Ellen was on top of any questions that we had and her reminders are timely and effective!
    Richard S.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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