Heather Hagner

Heather Hagner

2nd Vice President
Mortgage Loan Officer

NMLS# 673311

4.71
Cell: (573) 230-9976 Office: (573) 634-1201

Fax: (573) 635-3133

111 E Miller St
Jefferson City, MO 65101
Apply With Heather
Heather Hagner

Heather Hagner

Apply With Heather

About Me

Heather started at Central Bank in the 1990’s and returned in 2021, bringing with her a wealth of knowledge including extensive experience in purchases, refinances, debt consolidation, construction loans, land loans and home equity loans.

Heather grew up in Tebbetts, MO just north of Jefferson City, and graduated from Jefferson City High School. She and her husband Greg have two sons and live in Jefferson City. She is active with the Jefferson City Area Board of Realtors and Women’s Council of Realtors Jefferson City Area.

Homebuyer Stories

Heather's Customer Reviews

4.71
  • February 2026
    Quick and easy, hopefully Central will keep my loan so I have acceess to all my information within Banking@Home.
    Travis S.
  • January 2026
    Heather made the process easy to understand and almost effortless.
    Nicole K.
  • January 2026
    Heather has a great spirit and listened to every thing that we had to say
    Carl G.
  • January 2026
    She is very people friendly and easy to get along with.
    Brenda G.
  • January 2026
    Heather was great to work with...I had a lot of questions and she patiently provided the answers I needed.
    Brian W.
  • January 2026
    Heather was very informative each step of the way and the entire process was very smooth.
    Kimberly K.
  • December 2025
    Getting a home loan though Central Trust Bank was easy and stress-free, which is important during a time where the last thing you need to worry about is your home loan. Everything was clearly explained, and the online process provided a great avenue for our family to go though documents together at home. Lesa and Heather were amazing to work with.
    Kody R.
  • December 2025
    Responsive...timely...answered questions and ran scenarios...friendly...had a positive feeling throughout entire process
    Heather H.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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