Heather Hagner

2nd Vice President
Mortgage Loan Officer

NMLS# 673311

4.72

Email Heather Cell: (573) 230-9976 Office: (573) 634-1201

Fax: (573) 635-3133

111 E Miller St
Jefferson City, MO 65101

Apply With Heather

Heather Hagner

Apply With Heather

About Me

Heather started at Central Bank in the 1990’s and returned in 2021, bringing with her a wealth of knowledge including extensive experience in purchases, refinances, debt consolidation, construction loans, land loans and home equity loans.

Heather grew up in Tebbetts, MO just north of Jefferson City, and graduated from Jefferson City High School. She and her husband Greg have two sons and live in Jefferson City. She is active with the Jefferson City Area Board of Realtors and Women’s Council of Realtors Jefferson City Area.

Homebuyer Stories

Heather's Customer Reviews

4.72

June 2026

Our experience obtaining a home loan through Heather Hagner was outstanding from start to finish. Heather was knowledgeable, responsive, and took the time to explain every step of the process, making what could have been a stressful experience feel smooth and manageable. She was always available to answer questions and worked diligently to ensure everything stayed on track for a timely closing. We greatly appreciated her guidance and patience!!!

Patrick M.
May 2026

Made it through the process and had great assistance when we ran into hiccups with the project

Richard K.
May 2026

Quick response to questions, explained the process so we could understand and overall very friendly.

Christina K.
May 2026

Heather was able to answer any questions I had about my loan in a way I could understand. She was extremely helpful through the whole process

Courtney S.
April 2026

She helped us with a plan that benefitted our situation better than the plan I originally had.

Cynthia P.
April 2026

Heather was excelent in answering all the questions I had and helping trouble shoot any problems that came up.

Kathryn H.
March 2026

Everyone was helpful and answered my questions.

Stephanie T.
February 2026

Quick and easy, hopefully Central will keep my loan so I have acceess to all my information within Banking@Home.

Travis S.

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