Earn up to $800¹ in 2 Easy Steps

1. Open any eligible checking account, and
2. Have two or more direct deposits within the first 90 days totaling:
$250 to $4,999.99 to earn $300
$5,000 or more to earn $800

Promo Code: JOIN

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Everything You Need

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With your digital wallet, whether you're in store or online.

Located Near You

Want to visit with our friendly staff? We are here to answer any questions you might have – come see us at any location near you!

More ATM Locations

Get access to your money, wherever you are! Enjoy using more than 37,000 free ATMs nationwide. Need banking help on Saturday or after hours? Our Video Teller Machines are available 7 a.m. – 7 p.m.!

Enjoy innovative tools to help you save more money!

Our customers saved a total of $10 million over the last year with our checking and RoundUp savings tool!

Your Finances at Your Fingertips

Access your account from anywhere, anytime, and stay on top of your finances while enjoying your favorite activities with the Central Bank Mobile App!²

Whatever you’re doing, it’s convenient and flexible to stay up to date on your account from anywhere.

Download the Central Bank Mobile App using the below links.

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Google Store


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Apple App Store

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Access Popular Features Even Faster!

With innovative tools like the Home Screen Widget – quickly access cards, transfers, mobile check deposit, and Zelle®³ – you can manage your new checking account even easier!

It’s all about creating the best banking experience for you! From our service standards, to the technology and tools (that we use, too!), see for yourself what it means to bank better! You’ll be happy you did.

Make Your Banking Life Easier

Experience Over 120 Years of Banking Excellence

Stop by any branch location and say “hi!” – we’re ready to help serve your financial needs!

Whether it’s your everyday banking needs, or helping you build for the long-term, don't miss out on this opportunity to take your banking to the next level.

  1. To receive a bonus, you must: (1) open and maintain any personal checking account except Free Checking. Free Checking is not an eligible checking account. (2) Deposit $50 or more at account opening, and (3) have at least two or more direct deposits within 90 days after account opening that total; $250 to $4,999.99 to earn the $300 bonus or $5,000 or more to earn the $800 bonus. No minimum balance required for Bonus. Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. This offer is only available in the St. Louis market. Available to new checking account customers only. Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. Customer must bring in mailer or use offer code to receive incentive. Offer may only be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus. We reserve the right to not open accounts for customers outside our market area. Please contact us for further details. Promotion ends 12/31/2024. Back to content
  2. Mobile carrier data and text rates may apply. Back to content
  3. Registration/activation required. Back to content