Justina Dial

Justina Dial

Mortgage Loan Officer

NMLS# 2053617

4.99

About Me

Justina Dial is a Mortgage Loan Officer serving homebuyers in Columbia, Missouri and the surrounding Mid-Missouri communities including Ashland, Jefferson City, Fulton, and Hallsville. With more than 14 years of banking experience, Justina is committed to providing exceptional customer service and helping clients feel confident throughout the home loan process.

The mortgage process can feel intimidating, but Justina works closely with each client to make the experience clear and comfortable from start to finish. She understands that buying a home is often one of the largest financial decisions someone will make and believes strong communication and guidance are key every step of the way.

Justina helps clients explore a wide range of home loan programs including FHA loans, VA loans for veterans and active-duty service members, USDA Rural Development loans, jumbo loans, Professional Physician Mortgage loans, and Professional Business Mortgage loans.

Whether you are purchasing your first home, refinancing a mortgage, relocating to Columbia, Missouri, or buying a home in the surrounding Mid-Missouri area, Justina is ready to help guide you through the mortgage process and find the financing option that fits your goals. If you are looking for a trusted mortgage lender in Columbia, Missouri, Justina is ready to help.

 Book Time with Justina - Grab a 15- or 30-Minute Window

Homebuyer Stories

Justina's Customer Reviews

4.99
  • July 2026
    Justina takes the worry out of the whole process
    James B.
  • June 2026
    Justina helped us out when we were in a crunch to close.
    Sheila B.
  • June 2026
    Easy to work with and everything went smooth through the process.
    Scott B.
  • June 2026
    Very knowledable, helpful, and made the process of securing a home loan simple and quick.
    Adrian O.
  • June 2026
    The central bank email asked me to "Take 4-Question Survey" which I agreed to do by clicking the link. Said email didn't mention a narrative.
    Matthew B.
  • June 2026
    Justina was awesome. She was always there for whatever we needed, was very understanding during a difficult journey, and very patient with us in our situation. Couldn't imagine a better partnership.
    Christopher M.
  • June 2026
    Justina was phenomenal throughout our entire loan process. She always answered every question we had and was there until we closed! Highly recommend using Justina for your home loan needs!
    Josh Z.
  • June 2026
    We had a great experience from start to finish she was so helpful !
    Whitney Q.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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