Justina Dial

Justina Dial

Mortgage Loan Officer

NMLS# 2053617

4.98

About Me

Justina Dial is a Mortgage Loan Officer serving homebuyers in Columbia, Missouri and the surrounding Mid-Missouri communities including Ashland, Jefferson City, Fulton, and Hallsville. With more than 14 years of banking experience, Justina is committed to providing exceptional customer service and helping clients feel confident throughout the home loan process.

The mortgage process can feel intimidating, but Justina works closely with each client to make the experience clear and comfortable from start to finish. She understands that buying a home is often one of the largest financial decisions someone will make and believes strong communication and guidance are key every step of the way.

Justina helps clients explore a wide range of home loan programs including FHA loans, VA loans for veterans and active-duty service members, USDA Rural Development loans, jumbo loans, Professional Physician Mortgage loans, and Professional Business Mortgage loans.

Whether you are purchasing your first home, refinancing a mortgage, relocating to Columbia, Missouri, or buying a home in the surrounding Mid-Missouri area, Justina is ready to help guide you through the mortgage process and find the financing option that fits your goals. If you are looking for a trusted mortgage lender in Columbia, Missouri, Justina is ready to help.

 Book Time with Justina - Grab a 15- or 30-Minute Window

Homebuyer Stories

Justina's Customer Reviews

4.98
  • April 2026
    Justina was great to work with. She communicated clearly, was always easy to reach, and made sure all of our questions were answered. The process felt smooth and stress-free, and we appreciated the financial advice she shared.
    Sofia G.
  • March 2026
    Justina was very helpful and knowlegable in our loan process. From the very beginning, she was patient, transparent, and incredibly responsive; always taking the time to explain each step. She updated us every step of the way and communicated every detail. We genuinely felt like Justina had our best interests in mind the entire time.
    Aleksandr G.
  • March 2026
    Justina handled things effeciently and communicated with the important parties involved, making it a seemless transition from our previous bridge loan to a mortgage.
    Brandi H.
  • March 2026
    Justina went above and beyond. If I asked a dumb question she did her best to get an answer. She was so helpful with everything.
    Sue G.
  • March 2026
    Professional
    Yazhuo W.
  • February 2026
    Justina did great! I will definitely reccommend her. She really knows her stuff and how to make things possble.
    Hannah R.
  • February 2026
    Justina was wonderful when we built our house working on our loan and did a great job with our refinance
    Brandon A.
  • January 2026
    This process was easy and only took a month start to finish.
    Joel G.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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