Central Bank of the Ozarks
3333 S. National Avenue
Springfield, MO 65807
p: (417) 841-4471
f: (417) 882-9675
This checklist can help you gather the documents you need to proceed with the loan.
Kendal Dingus, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2005. Providing legendary customer service and building quality relationships with his clients is a top priority.
Kendal, a longtime area resident, has been heavily involved in the Nixa community, including serving as City Councilman, Planning and Zoning Commissioner, Chairman of the Nixa Area Chamber of Commerce and several other organizations over the years. He was recognized in 2016 as a Springfield Business Journal 40 under 40 honoree.
The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.
Making the choice to buy a home is quickly followed by a plethora of other decisions you will have to carry out, like where the house will be located and what you want in your perfect new abode. One of the most important decisions you'll need to make is what type of mortgage works best for you.
This choice is crucial because it will affect your finances for the next few years, if not decades, of your life. There are so many options that first-time homebuyers, or even experienced homebuyers, might feel overwhelmed with the decision.
However, once you understand the pros and cons of the various mortgage options, this decision will be easier for you. (read more...)