Kolby O'Dowd

Kolby O'Dowd

Mortgage Loan Officer

NMLS# 2185409

4.88
Kolby O'Dowd

Kolby O'Dowd

Apply With Kolby

About Me

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes.   A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict. 

With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home. 

A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans.  In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.

Homebuyer Stories

Kolby's Customer Reviews

4.88
  • February 2026
    Kolby is awesome!
    Jordan B.
  • February 2026
    Simple and fast
    Aaron B.
  • January 2026
    Kolby went above and beyond to help me purchase our home. I will definitly recomend him to anyone that is looking for a home loan.
    Kirk C.
  • January 2026
    Kolby was great to work with. He initiated communication promptly and went above and beyond to ensure our loan went through as quickly and easily as possible.
    Kendra S.
  • January 2026
    Great working with Kolby. he made the process very easy.
    Sherri L.
  • December 2025
    he was a great help and was easy to work with. Highly recommende.
    Zach L.
  • November 2025
    Kolby walked us through the entire refinance process and answered any of our questions we had in a timely manner. We appreciated his friendly and caring attitude.
    Cheri M.
  • November 2025
    Thank you so much!
    Judy K.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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