Kolby O'Dowd

Kolby O'Dowd

Mortgage Loan Officer

NMLS# 2185409

4.9
Cell: (573) 230-6011 Office: (573) 642-6617 x23919

Fax: (573) 642-2787

410 Market St
Fulton, MO 65251
Apply With Kolby
Kolby O'Dowd

Kolby O'Dowd

Apply With Kolby

About Me

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes.   A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict. 

With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home. 

A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans.  In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.

Homebuyer Stories

Kolby's Customer Reviews

4.9
  • April 2026
    Kolby made the process simple and painless! I will continue to come to him in the future.
    Scott B.
  • April 2026
    Kolby is so friendly, helpful, and makes the everything as easy as possible on you. So happy with our experiece!
    Mya B.
  • April 2026
    Kolby was professional and got back to us quickly when we had questions.
    Linda M.
  • March 2026
    The loan process was made easy.
    Susan F.
  • March 2026
    Kolby was very professional and pleasant to work with. Very knowledgable as well.
    John M.
  • March 2026
    Kolby, is one of a kind! friendly, willing to do what it takes to help you feel comfortable in your decision and makes the process go smoothly. Need more Loan Officers like Kolby. Dependable, Pleasant and Professional.
    Colleen K.
  • March 2026
    Very Professional
    John K.
  • February 2026
    Kolby has excellent customer service skills answers questions phone calls and emails quickly. His knowledge of his job is impeccable. Kolby went above and beyond to make this as easy on us as possible his customer care during and after the whole process has been outstanding he went above and beyond . He is a major asset to CTB
    Jill U.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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