Central Bank of the Midwest 4668 Blue Ridge Blvd Kansas City, MO 64133 p: (816) 521-2543 c: (816) 214-1191 f: (816) 353-2893 Email LaDonna NMLS# 488983
LaDonna Ali has been in the mortgage banking industry since 1989. Her experience is not only in loan origination for residential purchases and refinances, LaDonna has an extensive background in supporting and promoting affordable lending programs for Greater Kansas City. She has assisted low to moderate income borrowers through homebuyer education all the way to homeownership, and has most recently joined the Neighborhood Housing Services in 2014, assisting with the Neighborhood Lift Program and EnergyWorks KC Program.
Calculate Your Future Mortgage Payment
The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.
Your actual interest rate will depend on your own financial situation, property type, housing market and other factors.
Notice Regarding Adjustable Rate Mortagages: Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.
Your actual interest rate will depend on your own financial situation, property type, housing market and other factors.
Assumptions & Disclosures
The information provided assumes a loan amount of and an estimated property value of .
The property is located in and is within County.
The property is an existing single family home and will be used as a primary residence.
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
If you request escrows to be waived, your interest rate may be slightly higher. Talk to your loan advisor for details.
The rate lock period is days and the assumed credit score is .
Assumptions & Disclosures
The information provided assumes a loan amount of and an estimated property value of .
The property is located in and is within County.
The property is an existing single family home and will be used as a primary residence. An escrow account is required.
The actual monthly payment will also include amounts for real estate taxes, homeowner's insurance premiums and FHA monthly mortgage insurance premiums.
FHA also requires the payment of an upfront mortgage insurance premium. Consumers are allowed to pay the premium in cash or finance the premium.
Quoted payments assume the premium is paid in cash. Talk to your loan advisor for details.
The rate lock period is days and the assumed credit score is .
Assumptions & Disclosures
The information provided assumes a loan amount of .
The property is located in and is within County.
The property is an existing single family home and will be used as a primary residence. An escrow account is required.
The actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
The VA requires a payment of a funding fee. Quoted payments assume the funding fee is paid in cash. Veterans are allowed to finance all or part of the funding fee.
Funding fee amounts vary by veteran status and can be waived by the VA for disabled veterans. Talk to your loan advisor for details.
The rate lock period is days and the assumed credit score is .
Assumptions & Disclosures
The information provided assumes a loan amount of .
The property is located in and is within County.
The property is an existing single family home and will be used as a primary residence. An escrow account is required.
The actual monthly payment will also include amounts for real estate taxes, homeowner's insurance premiums and the USDA annual fee.
USDA also requires the payment of an upfront guaranty fee. Consumers are allowed to pay the fee in cash or finance the fee.
Quoted payments assume the fee is paid in cash. Talk to your loan advisor for details.
The rate lock period is days and the assumed credit score is .
Equal Housing Lender. Member FDIC.
