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Enjoy Summer with the Right Account and $300¹!

Open your new checking account and use offer code: LOCAL

Open your new checking account and have two or more qualifying direct deposits with a cumulative total of $250 within the first 90 days of account opening. Then, enjoy $300!

The Easy Way to Manage Your Finances

Located Near You

Come visit with our friendly staff at any convenient location.

ATMs Everywhere

Access more than 37,000  ATMs nationwide. Visiting after hours? Use a Video Teller Machines!

More Ways to Save Money

Enjoy free tools like RoundUp and Money Manager to help you save and budget your money.

An Easier Way to Keep up with your Money

Access your account from anywhere, anytime, and stay on top of your finances while enjoying your favorite activities with the Central Bank Mobile App!

Whether you’re at your child’s soccer game, or grocery shopping online, it’s convenient and flexible to stay up to date on your account from anywhere.

Download the Central Bank Mobile App² using the below links.

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Google Store

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Apple App Store

Sports Fan?! Sport-ify your Home Screen

Use the Central Bank Home Screen Widget to quickly access popular features - cards, transfers, mobile check deposit, and Zelle;³ – you can manage your new checking account even easier!

Plus, rep your team from your home screen – choose from the Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC design!

Tools to Make Banking Easier


Located Wherever You Need

Whether you want to do all your banking from your phone, or want to stop in and say "hi", we're ready to serve you!

Find the Right Account for You

  1. To receive the $300 checking bonus, open and maintain any personal checking account except Free Checking. Free Checking is not an eligible checking account. Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $250 within 90 days of account opening. No minimum balance required for Bonus. Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. Available to new checking account customers only. Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. Customer must bring in mailer or use offer code to receive incentive. Offer may only be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus. We reserve the right to not open accounts for customers outside our market area. Please contact us for further details. Checking account promotion ends 12/31/2024. Back to content
  2. Mobile carrier data and text rates may apply. Back to content

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.

Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.