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Michael J. Gardner

Senior Vice President
Commercial Lending

2996 Highway K at Highway N
O'Fallon, MO 63366
p: (636) 736-3061
Email Michael

NMLS# 595453

Mike joined Central Bank of St. Louis in 2002 and is currently a Senior Vice President of Commercial Lending. He strives to assist clients with a wide range of banking needs, including real estate and equipment financing, operating lines of credit, commercial and residential construction, and cash management services.