Mike Bunge Mortgage Loan Officer

Mike Bunge

Bank President
Chief Executive Officer

Central Bank of Audrain County
203 E Liberty
Mexico, MO 65265
p: (573) 581-2381
f: (573) 581-1478
Email Mike
NMLS# 541259

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Mike graduated from the University of Missouri and has 34 years of banking experience. He has spent the last 29 years with Central Bank of Audrain County serving as President since 1998.

This 17-year tenure as president makes him the second longest tenured president in the 130 plus years the bank has been serving the needs of Audrain County residents.

He believes that our banking customers are our strength. Our customers understand that their banking relationship is important to our employees and we are committed to helping them succeed in their business and personal lives.

We are working together to ensure Audrain County continues to be a great place to live and work. Call, email or stop by Mike's office today to discuss your financial needs.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 


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Current Rates


We offer many loan options for investment properties, please contact a loan officer for details.

INTEREST RATE APR MONTHLY PAYMENT

The Central Bank Rate Quote Tool is provided for informational purposes only and does not represent a credit decision or commitment to lend. Results depend on many factors, including the assumptions you provide.

The Rate Quote Tool assumes the property is a Single Family Detached Home, the borrower has excellent credit (including a FICO Score of 740 or greater) and a lock period of 45 days.

All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications.  Interest rates and program terms are subject to change without notice. 

Monthly payment does not include amounts for taxes, property insurance and mortgage insurance (where applicable). Your actual rate, APR, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.

* The annual percentage rate ("APR") calculations in the display are based on current interest rates and estimated finance charges. Actual charges may vary based on the terms of the loan and geographical area.

USDA loans are subject to an annual 'Guarantee Fee' equal to 0.35% of the amount financed, payable in equal monthly amounts.