Mortgage Loan Options

Choosing your home loan is one of the largest financial decisions you’ll make in your lifetime. And with many different kinds of mortgages available, there are lots of choices out there. At Central Bank, we’ll help you find a mortgage loan that fits your lifestyle and spending habits so you can shop with confidence.

Competitive Home Loans from Central Bank

Our lending professionals at Central Bank know your market like the back of their hand and are here to help as much (or as little) as you’d like! We provide competitive rates across mortgage types, and our application process is simple and easy so you can get into your home with as little friction as possible. Browse our full range of home loan options below.

Contact us if you have any questions about our loan programs or general rates, or stop by any Central Bank location to get started with your mortgage today. You can also apply for a home loan online.

Adjustable-Rate Mortgage

An Adjustable-Rate Mortgage (ARM) is a home loan option at a competitive rate and with flexibility through the life of your loan.

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Fixed-Rate Mortgage

A Fixed-Rate Mortgage is a home loan with consistent monthly payments and the flexibility for you to choose the length of your loan.

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For homebuyers looking to finance a home in a rural area, a USDA Loan is a great home loan option with little to no down payment.

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FHA Loan

An FHA (Federal Housing Administration) Loan is an ideal home loan for first-time homebuyers, offering minimal down payments and competitive interest rates.

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VA Loan

VA (Veterans Affairs) Loans are mortgage loans available for qualified United States service members, veterans, or surviving spouses.

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Home Loan Calculators

If you’re not sure which mortgage loan is right for you—or how much home you can actually afford—check out our Mortgage Calculators to help you crunch the numbers!

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