Nicole Miller

Mortgage Loan Officer

NMLS# 1684293

4.94

Email Nicole Cell: (417) 841-4235

Fax: (417) 882-9675

3333 S National Ave
Springfield, MO 65807

Apply with Nicole

Nicole Miller

Apply with Nicole

About Me

Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.

Nicole, a long time area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.

Homebuyer Stories

Nicole's Customer Reviews

4.94

March 2026

Nicole was beyond responsive to my questions during this process, I would highly recommend her to others. Thank you!

Melinda H.
March 2026

Nicole answered any of our questions in a very timely manner and was alway's very professional . Very positive experience for us

William P.
March 2026

was very helpful from the start. She did everything she could for us and made the process easy on me. She's very clear in the documents needed and was helpful with any questions I had.

Ernest C.
February 2026

Nicole and central staff was very communicative and made my experience very smooth and fast!

Thomas B.
February 2026

Very comfortable to deal with or talked to and if have some trouble to understand she was there to explained with , very friendly and approachable.

Linda B.
January 2026

Nicole walkes me through each step, explained things in language that was easy to understand and andwered all of my questions.

Jessica S.
January 2026

We had a great experience because Nicole was knowledgeable, responsive, and truly cared about making the process smooth from start to finish. It was a pleasure to work with her again.

Pavel R.
January 2026

Everything went perfect until the day before the original closing where it had me bringing cash to closing and that was never discussed. That was a central bank issue that I wish had been brought up earlier in the process. Nicole did a perfect job and I feel as if she did everything she could for me to resolve the issue so we could close on time. I will continue to use Central bank for all my banking needs.

David P.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

Let's talk, send me a quick message.

Mortgage Payment Calculator

Home Affordability