Nicole Miller

HELOC Specialist

Central Bank of the Ozarks
3333 S. National Avenue
Springfield, MO 65807
p: (417) 841-4235
f: (417) 882-9675
Email Nicole
NMLS# 1684293

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

Nicole Miller, HELOC Specialist, joined Central Bank of the Ozarks in 2016.She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home equity loan or a line of credit (HELOC).

Nicole, a longtime area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

Check current rates

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Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures
  Your actual interest rate will depend on your own financial situation, property type, housing market and other factors. Notice Regarding Adjustable Rate Mortagages: Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.
More Fixed Rates
 
Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures
  Your actual interest rate will depend on your own financial situation, property type, housing market and other factors.

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