Show Your Park Pride and Enjoy $500disclosure 1
Open any eligible checking account using promo code: PARKPIRATES and earn $500disclosure 1 in 3 easy steps.
- Open any eligible checking account.
- Set up one direct deposit that has at least two deposits totaling $5,000 or more within the first 90 days.
- Minimum balance of $50 required 90 days after account opening
Don't miss out - this offer expires December 31, 2026
About the Partnership
Central Bank is proud to be the Official Banking Partner of Park University. Launched during Park’s 150th anniversary, the partnership is focused on empowering students, supporting faculty and staff, and celebrating school pride through every stage of the Park experience. From exclusive products like the ParkU Debit Card and ParkU Checking, to financial education programs and campus engagement, we're committed to helping the Park community build confidence, achieve success, and invest in the future — together.
Free Features with Every Account:
Pay with Zelle
Use Zelle® to send money to friends and family right from Online and Mobile Banking! It's fast, safe, and easy!
Deposit Checks on Your Phone
Safely, securely, and save time by depositing checks from anywhere! Using your phone's camera, just snap and submit!
Digital Wallet
Add your Central Bank Debit Mastercard® to your digital wallet for quick, secure tap-to-pay.
Free Budgeting Tool
Use our budgeting tool, Money Manager, to track spending, manage subscriptions, set goals, and view your finances in one place.
Get Alerted When and How You Want
Never miss a beat with your account! Stay up to date on balances, card activity, transactions, deposits, and more!
Bank on the Go
Securely and easily manage your accounts! Access features like Card Lock, eStatements and Tax Documents, enable RoundUp, and more!
Show Your ParkU Spirit
With Park University Checking, traditions that began on campus, can now go anywhere with you. Take your ParkU pride with you in your pocket when you open a new checking account with the ParkU Checking package.
Already a customer? Let’s switch over your account! Call us at (816) 525-5300 or stop by any of our convenient locations to get started.
Get Answers to Common Checking Account Questions
How do I qualify for the $300disclosure 1 bonus?
Open any personal checking account (except Free Checking). Set up at least two direct deposits totaling $800 or more within the first 90 days. Minimum balance of $50.00 required 90 days after account opening and you're all set! New checking customers only.
What do I need to open a checking account online?
To open a checking account online, you'll need:
- A valid form of ID (Driver's License, State ID, or Passport)
- Your personal information (name, address, date of birth, and Social Security number)
- Your contact information (phone number and email)
- An opening deposit of at least $50
How do I set up direct deposit?
We make it simple! Just give your employer your new account number and our routing number. Click here for more details.
Can I use the mobile app to deposit checks?
Mobile Check Deposit is a free feature in the Central Bank Mobile App. Just snap a photo of the front and back of your endorsed check and deposit it securely from your smartphone or tablet anytime, anywhere. Most personal, business, cashier's, and government checks are accepted. Daily and monthly limits may apply. Deposits made before the daily cutoff on a business day are usually available the next business day.
Are there any ATM fees?
You won't pay a fee when you use a Central Bank ATM or any of the 30,000+ fee-free ATMs nationwide through the MoneyPass® network.
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To receive the $500 checking bonus, open and maintain any personal checking account except Free Checking. Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $5,000 within 90 days of account opening. Minimum balance of $50.00 required 90 days after account opening to receive bonus. Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. Available to new to bank checking account customers only. Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. Customer must bring in mailer or use offer code to receive incentive. Only one offer may be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing on the date any earned bonus is paid. We reserve the right not to open accounts for customers outside our market area. Please contact us for further details. Checking account promotion ends 12/31/2026. Back to content
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Registration/activation required. Back to content
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Available via mobile or web only. Back to content
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Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents provided at the time of account opening for complete details of coverage and exclusions. Insurance Products are not insured by the FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate. Back to content
Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Subject to credit approval.
