The Central Bank World Credit Mastercard®

Start something Priceless® with the World Mastercard – receive more benefits and perks to save you time and money, and enjoy access to premium experiences, all while protecting you from fraudulent purchases and identity theft.

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Low Rates, No Annual Fee, and Earn Rewards

  • 0% Introductory APR for six (6) statement cycles after account opening, and a variable APR of 17.49% to 27.24%, and no annual fee!
  • Earn unlimited reward points – one point per dollar spent – on every purchase, and redeem for travel perks, merchandise, cash back, and gift cards.

Security and Control

Enjoy more control and convenience when managing your card!

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Card Lock

If you misplaced your card, lock your card to prevent new purchases. Found your card? Unlock at any time to allow all transactions.

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Home Screen Widget

Quickly access Card Management within the Mobile Banking App to use Card Lock, set Travel Notifications, Change PIN, set Card Alerts, and Report Card as Lost/Stolen with just a touch!

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Receive Card Alerts

Never miss a beat with your card! Choose to get card alerts based on spend, transaction type, merchant category, and any transactions outside your specified location.

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More Security with eStatements

It’s free to receive eStatements! Enjoy a faster, more secure way to get statements, all while reducing paper consumption. Plus, view statements with Online Banking for up to seven years!

Powerful, Free Benefits from Mastercard

As a cardholder, you have free access to fraud protection, travel perks, and a wide-range of exciting, exclusive benefits¹, and discounts from Mastercard! View complete benefit descriptions on Mastercard’s World Credit card website.

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Convenience and Protection

Worldwide Acceptance

Enjoy more than 32 million acceptance locations and a low 1% international transaction fee.

Global Emergency Services

Receive assistance when you need it – if your card is lost or stolen, or in the event you need an emergency card replacement or cash advance.

Mastercard ID Theft Protection™

Monitors the internet for your information, and will alert you about possible identity theft. Plus, receive assistance from a resolution specialist.²

Shopping Perks, Food Delivery, and Discounts


Receive free two-day shipping and free returns at more than 100 of your favorite online stores.

Discounts on Golf

Enjoy savings on exclusive access to professional golf events with concierge services.

Streaming Service

Receive a statement credit on Peacock Premium+ monthly streaming subscription.

Grocery Service

Order groceries for delivery or pickup using Instacart, and receive a free two-month free trial and a discount on your second order each month.

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Travel Benefits and Concierge Services

Travel and Lifestyle Services®

Save on travel experts who can assist with all your travel needs – from guiding you through the airport, helping with baggage, arranging transportation, and more.

Hotel Savings

Get refunded the difference if you find a lower price of the same room when booking a qualifying prepaid hotel.

Airport Assistance

Enjoy savings on a personal Meet and Greet agent to escort you through the airport on departure, arrival, or any connecting flights at over 700 destinations worldwide.

Vacation Perks

Receive a discount on bookings for pool, spa and amenity access to hotels and resorts with ResortPass.

  1. These are summary descriptions only. Certain restrictions, limitations and exclusions apply and are subject to change. See bank for details or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Back to content
  2. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details or call 1-800-MASTERCARD. Back to content

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.

Mastercard and the circles design are trademarks of Mastercard International Incorporated.