Welcome to Central Bank!

You will find several accounts to fit your needs, and the tools to help you make the most of your money.

How To Get $3001

  • Choose A Checking Account
  • $50 Minimum For Account Opening
  • 2 or More Direct Deposits ($800 or more) Within 90 Days Of Opening The Account
    Acceptable Types Of Direct Deposit Include Payroll, Pension Or Government Benefits
man sitting in chair working on laptop

Get Started

  1. Your referral link is connected in this process. You must click on the Get Started button above and complete each screen to receive payment.

    To receive the $300 checking bonus, open and maintain any personal checking account except Free Checking. Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $800 within 90 days of account opening. Minimum balance of $50.00 required 90 days after account opening to receive bonus. Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. Available to new to bank checking account customers only. Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. Customer must bring in mailer or use offer code to receive incentive. Only one offer may be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing on the date any earned bonus is paid. We reserve the right not to open accounts for customers outside our market area. Please contact us for further details. Checking account promotion ends 12/31/2026. Back to content

Customer must bring in mailer or use offer code to receive incentive. Offer may only be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus. We reserve the right to not open accounts for customers outside our market area. We reserve the right to not open accounts for customers outside our market area. This offer is not valid in Florida or Colorado. Employees are not eligible. Please contact us for further details. Promotion ends 12/31/2026.