Ray Hernandez

Ray Hernandez

AVP, Mortgage Loan Originator

NMLS# 2379589

4.96
Ray Hernandez

Ray Hernandez

Apply With Ray

About Me

"An investment in knowledge pays the best interest" - Benjamin Franklin.

Ray couldn’t have said it better himself.

When it comes to your mortgage, the more you know, the better it is. Ray’s knowledge is extensive, and he loves putting it to work for you. He’s been in mortgage lending since 2012 and is a member of the Mortgage Bankers Association - Education Network Committee, Legal Issues and Regulatory Compliance Committee, the Hispanic Chamber of Commerce and Latino Community Development Agency as well as the Neighborhood Housing Services and Community Action Agency.

What does all that mean for you?

Ray eats, sleeps and breaths mortgage. And does it in two languages.

He’s completely fluent in English and Spanish and has worked with Spanish speaking borrowers for years. He’ll sit down with you, go over your options, and explain what needs to happen, each step of the way.

Talk to Ray today. He’s invested in mortgage knowledge. And you.

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Homebuyer Stories

Ray's Customer Reviews

4.96
  • October 2026
    Very easy to work with and always on top of everything to get it done correctly will recommend to all my friends in the future
    Noel B.
  • October 2026
    Es un muy buen agente explica muy bien el proceso ayuda muchísimo a buscar soluciones definitivamente lo recomiendo
    Karla C.
  • September 2026
    He helped us in Everyway possible and for that we are grateful
    Cruz M.
  • September 2026
    We had a great experience with our loan originator! They were always responsive, explained everything clearly, and made the whole process feel much less stressful. We really appreciated how helpful and easy to work with they were from start to finish.
    Erik M.
  • August 2026
    Raymundo was very informative and worked quickly to getting everything that was needed to close in less then 30 days!
    Makinzee T.
  • August 2026
    Ray was available anytime I had questions and answered them in a timely manner. He made the process very easy.
    Leann C.
  • August 2026
    Ray was available every step of the way and was always willing to lend guidance. The level of service and communication was unmatched. I highly recommend Ray for anyone looking to get a loan. Earned a life time customer!
    Mauricio L.
  • August 2026
    thanks for your help
    Maria M.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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