Ray Hernandez

Ray Hernandez

AVP, Mortgage Loan Originator

NMLS# 2379589

4.97
Ray Hernandez

Ray Hernandez

Apply With Ray

About Me

"An investment in knowledge pays the best interest" - Benjamin Franklin.

Ray couldn’t have said it better himself.

When it comes to your mortgage, the more you know, the better it is. Ray’s knowledge is extensive, and he loves putting it to work for you. He’s been in mortgage lending since 2012 and is a member of the Mortgage Bankers Association - Education Network Committee, Legal Issues and Regulatory Compliance Committee, the Hispanic Chamber of Commerce and Latino Community Development Agency as well as the Neighborhood Housing Services and Community Action Agency.

What does all that mean for you?

Ray eats, sleeps and breaths mortgage. And does it in two languages.

He’s completely fluent in English and Spanish and has worked with Spanish speaking borrowers for years. He’ll sit down with you, go over your options, and explain what needs to happen, each step of the way.

Talk to Ray today. He’s invested in mortgage knowledge. And you.

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Homebuyer Stories

Ray's Customer Reviews

4.97
  • July 2026
    they made the whole process feel like a breeze!
    Monica C.
  • July 2026
    Ray made my loan process go smoothly and took care of any issues that we came across. I am happy to have him as my lender.
    Xitlalli R.
  • June 2026
    Raymundo was outstanding throughout our home-buying journey. He guided us every step of the way, always taking the time to explain our options and help us making the best decision for our family. It’s wonderful to find someone who genuinely cares about helping people. His knowledge, professionalism, honesty, and dedication made all the difference. We highly recommend Raymundo and are truly grateful for his support!
    Angela F.
  • June 2026
    he is amazing .
    Samuel M.
  • June 2026
    Raymundo was very helpful and answered every question I had , went above and beyond to accomplish my goal.
    Vicky C.
  • May 2026
    Rey was very helpful and professional.
    Lucio V.
  • May 2026
    Raymundo and his team made this process very smooth. I am very pleased with all their hard work.
    Estela P.
  • May 2026
    Raymundo did everything in his power to get us the help we needed to close on our home. He was always available and willing to help answer questions and provide guidance outside of office hours.
    Manuel F.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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