Russell Clay

SVP, Mortgage Division Manager

NMLS# 539490

4.74

Email Russell Cell: (573) 302-2471 Office: (800) 547-2438, ext. 22471 3848 Osage Beach Pky
Osage Beach, MO 65065

Apply with Russell

Russell Clay

Apply with Russell

About Me

Russ began his career in mortgage lending in 1999 and came to Central Bank of Lake of the Ozarks in 2003. He is responsible for managing the Mortgage Division. In addition, to managing the department he specializes in providing mortgage loans for one to four family residential transactions. Lending at Lake of the Ozarks can be a challenge, but with Russ's expertise and experience he will do everything within his power to make your purchase or refinance transaction go smoothly. Give him a call, let him help you with that next purchase or refinance!

Homebuyer Stories

Russell's Customer Reviews

4.74

October 2026

Russell Clay never introduced himself as our new loan officer after Kathie Lattin left Central Bank. A letter of introduction would have been much better than an email asking us to redue tasks what we had already completed. Initially we thought he was a scam to get personal information from us. The rest of the Central Team was excellent and we enjoyed the process to complete the loan approval.

Nicholas M.
October 2026

Fast, easy and effecient!

Tatyana O.
October 2026

Even with an unexpected change of a wonderful loan officer midway in, Russell Clay filled in and made sure our transaction closed on time. The professionism of Central Trust Bank's team work flowed seamlessly.

Peggy M.
October 2026

Russ is very knowledgeable and did a great job

James J.
October 2026

I have never heard of Russell CLay until this survey. Our two primary contacts, Hutch Hutceson and Stacie Streets left Central Bank one week prior to our closing.

Scott J.
October 2026

Central Bank staff is extremely nice and proffesional. We enjoy the relationship. Alfonso

Alfonso S.
July 2026

Very profesional and personal service!

Drennan C.
July 2026

From start to finish, Russ walked us through each step .

Teri C.

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