Scott Seaman

Scott Seaman

Apply with Scott

About Me

You're going uphill looking at the sky. Clack-clack-clack for what seems like an eternity and then…whoosh! Downhill fast and your stomach rises to your throat! Next come loops, corkscrews, switchbacks and sudden changes of direction. Adrenaline fueled, emotionally charged, and if done right, exhilarating. This ride is the Mortgage Loan Process! 

Scott became a Mortgage Loan Originator in 1997 and quickly noticed a natural flow to the process his clients went through. He spent a decade trying to smooth the ride. The big revelation…the process is DYNAMIC, not linear. It’s a THRILL RIDE every time…it’s a roller coaster!

Phase 1: Uphill climb to the Prequalification. There’s anticipation and maybe some nerves, but Scott’s a pro and he’ll be your guide. We’ve got this.

Phase 2: Downhill drop looking at homes and picking up speed until you go under Contract. This is where it gets exciting! You’re Prequalified! Butterflies, adrenaline pumping, and everything starts to move FAST!

Phase 3: Contract to Close. Loops, corkscrews, and switchbacks…oh my! Your Realtor is talking inspections and you’re talking rate lock, appraisal, and underwriting. All the while maybe there’s a job transfer or kids school change looming. Scott is your guide telling you what turn or twist is ahead, that you have The Ride under control. Then, before you know it, you cruise in to CLOSING. Wobbly legs. High fiving. You’re DONE! Or...are you?

Phase 4: After Closing. The Ride may be over for now, but Scott will keep in touch, He’ll always be your trusted guide for everything mortgage, and will be thrilled to ride again whenever you’re ready!

Contact Scott so he can tell you more about his innovative methodology and the unique way he looks at this process - the biggest financial Thrill Ride of your life!

Homebuyer Stories

Scott's Customer Reviews

4.99
  • April 2026
    Scott was fantastic to work with. He is very friendly and super helpful. Any questions I had, he made sure I got an answer to. This was my first time purchasing a home, and Scott's assistance and expertise in navigating the complexities of that processs was incredibly valuable. I also feel blessed that I was able to capitalize on the HomeTurf program offered by Central Bank. I have been wanting to buy a place of my own for years, and Scott and his team at Central Bank gave me the opportunity to make that dream a reality. I highly recommend Central Bank to my friends, and to anyone who is interested in becoming a home owner. Thank you to Scott and to Central Bank!!
    Jacob N.
  • April 2026
    Scott was great to work with. He was extremely communicative and was creative in his approach to our loan. He made the process very easy and we truly enjoyed working with him.
    Anthony P.
  • April 2026
    Great experience and made the process fairly easy
    Cheryl P.
  • April 2026
    Ive worked with Scott & team 4 times now and it has been great experience each and every time!
    Cameron K.
  • April 2026
    Scott and his team is great helping with refinancing and everything went smoothly.
    Ying S.
  • March 2026
    Scott was an absolute pleasure to work with from start to finish. He made the entire lending process feel smooth, transparent, and stress-free. He was always available to answer our questions, explained everything clearly, and truly had our best interests in mind. We felt confident and supported every step of the way. Highly recommend working with Scott!
    Christian F.
  • March 2026
    Scott's the best. Thank you team
    Matthew F.
  • March 2026
    Scott and Central Trust Bank were great to work with for a second time.
    Kenneth R.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

Google Play Store Button - Click to access the Google Play StoreApple Store Button - Click to access the Apple online store

Let's talk, send me a quick message.

illustration of house being sold
This site is protected by reCAPTCHA.