Create an employee retirement plan with an Simplified Employee Pension Plan (SEP) IRA, a hassle-free plan designed to help you and your employees reach your retirement goals.

Looking for a simple solution for your employee retirement plan? Try an SEP IRA, a hassle-free plan designed to help you and your employees reach your retirement goals.*

How will an SEP plan work for my business?

  • Each year, you will choose how much to contribute to the SEP IRA on behalf of eligible employees
  • Your contributions will be tax-deductible
  • Employees will each receive your contributions as tax-deferred earnings in their traditional IRA
  • Contributions can be easily sent via data transmission


What benefits does an SEP IRA offer my business?

  • Tax-deductible contributions for you, the employer
  • Tax-deferred earnings for your employees
  • Easy setup
  • Large variety of investment products, including stocks, bonds, mutual funds and bank products such as FDIC-insured CDs and money market accounts

Contact a business banking representative at (866) 236-8744 or stop by any location to learn more.

Not sure which solution is right for your business? Take a few minutes to run through Business Analyzer today. We’ll ask a few simple questions about your business and provide recommendations just for you.

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Products and services offered by Central Trust Company are not insured by the FDIC, are not deposits of or guaranteed by any depository institution or affiliate bank and are subject to investment risks, including possible loss of principal amount invested. Insurance products are available through and underwritten by non-affiliated insurance companies.