Thank You for Being a Loyal Customer
You are one of our top Only Card users! We wanted to thank you for being a loyal customer by upgrading you to a card worthy of your status. The best part? You don’t have to do anything! We will automatically send you a new card, and you get to keep your same credit card number and Annual Percentage Rate (APR).²
Benefits of being Upgraded to a World Mastercard
Experience a world of perks and benefits with the World Mastercard! Gain access to exclusive experiences, all while being protected against fraudulent purchases and identity theft.¹
Benefits | ONLY Card | World Mastercard |
Rewards | 1 point per $1 | 1 point per $1 |
Annual Fee | No Fee | No Fee |
Cellular Wireless Protection | No | Yes |
Lost or Damaged Luggage Reimbursement | No | Yes |
Baggage Delay Reimbursement | Yes | Yes |
Trip Cancellation Reimbursement | No | Yes |
International Transaction Fee | 3% | 1% |
Worldwide Travel Insurance | $250,000 | $400,000 |
Purchase Assurance | No | Yes |
Master Rental Benefits | Yes | Yes |
Mastercard Travel benefits, amenities, and upgrades | No | Yes |
Mastercard Airport Concierge | Yes | Yes |
How Does it Work?
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These are summary descriptions only. Certain restrictions, limitations and exclusions apply and are subject to change. See bank for details or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Back to content
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Additional terms, conditions and exclusions apply and are subject to change. Back to content
This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Subject to credit approval.
Apple, the Apple logo, and its products are trademarks of Apple Inc., registered in the U.S. and other countries. Google Wallet and Google Play are trademarks of Google LLC. Samsung Electronics America, Inc. and all its products are registered trademarks of Samsung Electronics Co., Ltd.
For more information see the World Mastercard brochure here.