Mortgage Loan Options

Choosing your home loan is one of largest financial decisions you’ll make in your lifetime. At Central Bank, we’ll help you find the mortgage loan that fits your lifestyle and spending habits, so that you can shop with confidence.

Our lending professionals know your market like the back of their hand and are here to help as much, or as little, as you’d like! You can rest assured that the application process will be easy and that our rates are competitive.

Stop by any Central Bank location if you have any questions about general rates or our loan programs.

Adjustable-Rate Mortgage

An Adjustable-Rate Mortgage (also known as an ARM) is home loan option with flexibility through the life of your loan and a competitive rate.

Learn More


Fixed-Rate Mortgage

A Fixed-Rate Mortgage is a home loan option with consistent monthly payments and the flexibility for you to choose the length of your loan.

Learn More


USDA Loan

A USDA Loan is a great home loan option for homebuyers looking to finance a home in a rural area with little to no down payment.

Learn More


FHA Loan

An FHA Loan is a great home loan option for first-time homebuyers with minimal down payments and offers competitive interest rates.

Learn More


VA Loan

A VA Loan is an available mortgage loan option for qualified United States service members, veterans, or a qualified surviving spouse.

Learn More


Home Loan Calculators

If you’re not sure which mortgage loan is right for you, or how much home you can actually afford, check out our Mortgage Calculators to help you crunch the numbers!

Learn More