• A happy couple holding up keys to their new home
  • Mortgage Loan Options

    Choosing your home loan is one of largest financial decisions you’ll make in your lifetime. At Central Bank, we’ll help you find the mortgage loan that fits your lifestyle and spending habits, so that you can shop with confidence.

    Our lending professionals know your market like the back of their hand and are here to help as much, or as little, as you’d like! You can rest assured that the application process will be easy and that our rates are competitive.

  • Stop by any Central Bank location or contact us at 573.634.1111 if you have any questions about general rates or our loan programs.
  • Adjustable-Rate Mortgage
    An Adjustable-Rate Mortgage (also known as an ARM) is home loan option with flexibility through the life of your loan and a competitive rate.
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    Fixed-Rate Mortgage
    A Fixed-Rate Mortgage is a home loan option with consistent monthly payments and the flexibility for you to choose the length of your loan.
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    USDA Loan
    A USDA Loan is a great home loan option for homebuyers looking to finance a home in a rural area with little to no down payment.
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    FHA Loan
    An FHA Loan is a great home loan option for first-time homebuyers with minimal down payments and offers competitive interest rates.
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    VA Loan
    A VA Loan is an available mortgage loan option for qualified United States service members, veterans, or a qualified surviving spouse.
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    Home Loan Calculators
    If you’re not sure which mortgage loan is right for you, or how much home you can actually afford, check out our Mortgage Calculators to help you crunch the numbers!
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