Business Mastercard®

From earning rewards to greater control over your expenses, this card was made for your business.

Your Central Bank Business Mastercard brings you new and updated business solutions to help make your day-to-day more efficient.

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Flexibility and Control

Now you can conveniently manage multiple cards for your business, customize reports the way you want, and enjoy more flexibility in controlling your business to help your daily operations run more efficiently.

  • Reports the Way You Want – Standard or customizable, export and print statements at the company and cardholder levels.
  • More Control over Cards – Easily change credit limits, replace or close cards, update names and addresses, add new cardholders, and customize your card with you company logo¹!
  • Multiple Cards – Need several cards for your business? You can have as many cards as your business needs, which are easy to manage from your computer or smartphone.
  • Easy Online Management – Create, modify, or delete online users, update payment account information, make payments online, view transactions, and more!

Get Rewarded for Spending

You earn one point per dollar spent using the Business Credit Card, with the freedom to redeem for the reward of your choice!

  • Cashback – Redeem your reward points as money! Choose from ACH direct deposit, transaction eraser, prepaid Mastercard, or a statement credit.
  • Gift Cards – Choose from gift cards to many of your favorite retail stores, restaurants, entertainment, home goods, travel & leisure, and sports & outdoor retailers.
  • Merchandise – Pick from different electronics, home & garden, exercise & fitness, jewelry & accessories, luggage & handbags, health & beauty, and outdoor living items.
  • Online Travel – Book flights, hotels, cars, cruises, and activities directly through our rewards website. In addition, pay for your trip using your Business Credit Card, Pay with Points, or a combination of the two.
  • Pay with Rewards – Use your points or miles to pay in real time wherever Mastercard is accepted. Plus, you can use your points before or after the transaction.
  • Rebates – Choose to receive automatic cash back rebates directly into your bank account each month, quarter, or year.
Free Benefits from Mastercard.

Your Central Bank Business Mastercard comes with these powerful solutions from Mastercard.

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Mastercard Easy Savings – Valuable rebates when you spend for your business at the more than 45,000 vendors enrolled nationwide.

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Mastercard ID Theft Protection™ – Detection and protection against identity theft, including monitoring, alerts, and expert resolution 24 7 365.

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Mobile Receipt Management – A free app to digitally capture and categorize your business receipts for efficient record keeping.

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Mastercard Biz – Unique social platform where small business owners gather news, insights, and advice.

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Salesforce Essentials – Brings customer and sales data into one place. Receive a discount on the #1 CRM by paying with your Mastercard Business Card.


Easy to Apply.

It’s simple to apply! Are you ready to give your business a boost with rewards and free financial tools?

Apply Now

We want to help you meet your business goals – whether it’s to grow your business, or streamline your everyday tasks, we are here to help. Contact us today or stop by any Central Bank location to learn more.

Not sure which Business Credit Card is right for you? Take a few minutes to run through our Business Analyzer today. We’ll ask a few simple questions about your business and provide recommendations just for you.

  1. $250 fee. See Bank for details.  Back to content

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.

These are summary descriptions only. Certain restrictions, limitations and exclusions apply and are subject to change. See bank for details or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only.