Central Bank has partnered with Zelle to give you a safe and easy way to send money to friends and family. Split the lunch tab with a coworker, send a sibling your share of your parent’s anniversary present, or even send your child emergency gas money. Central Bank and Zelle make sending and receiving money easy, and it works for almost anyone with a bank account in the U.S.
Don't want to provide your contact info? Just share your Zelle®QR code to get your money sent directly to your Central Bank account.
Money moves directly from account to account with no stops in between, so you won’t be left wondering where your money is. Zelle is only available for personal accounts.
Zelle is an easy way to send money directly to those you know and trust. Money can be sent to almost any bank accounts in the U.S. typically within minutesdisclosure 1. With just an email address or U.S. mobile phone number, you can quickly, safely, and easily send and receive money with friends, family, and coworkers, even if they don't bank with Central Bankdisclosure 1.
You can enroll with Zelle® by logging into your Central Bank app and selecting Zelle® from the menu.
Sending money to family, friends, or others you trust is easy. Simply log into the Central Bank App with your current user ID and password, select Send Money with Zelle® from the Menu. Simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you’d like to send and an optional memo, review, then hit “Send.” In most cases, the money is available to your recipient in minutesdisclosure 1.
You can send money even if they bank somewhere different than you dodisclosure 1.
Since money is sent directly from your bank account to another person’s bank account within minutesdisclosure 1, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile numberdisclosure 2.
To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle®. Money sent to you will move directly into your account.
Zelle® is a fast, safe and easy way to send and receive money right in the Central Bank app. This is a great alternative to sending checks or cash to friends, family members, or co-workers.
We do not charge a fee to use Zelle® in the Central Bank app. We do not charge a fee to receive money or take a percentage of the funds.
Money sent and received by enrolled users is typically available within minutes.disclosure 1
If the person you’re sending money to has not enrolled with Zelle® previously, they will receive an email or text letting them know that they have money waiting. They’ll be guided through a few steps to help them enroll.
With the integration of Zelle® into the Central Bank app, you're protected by the same security as your other accounts with us. We'll keep your information safe and expect you to send funds to only those you know and trust using Zelle®.
Zelle® is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter, or neighbordisclosure 2. Since money is sent directly from your bank account to another person’s bank account within minutesdisclosure 1, Zelle® should only be used to send money to friends, family or others you trust. Neither Zelle® or Central Bancompany offers offer a protection program for any authorized payments made with Zelle® – for example, if you make a purchase using Zelle® but you do not receive the item or the item is not as described or as you expected.
Zelle® QR code provides peace of mind knowing you can send money to the right person, without typing an email address or mobile number.
As of March 31, 2025, all users must be enrolled through one of the more than 2,200 banks and credit unions that offer Zelle® in order to send and receive money. You can find a full list of participating banks and credit unions live with Zelle® at Zellepay.com. If their bank or credit union is not listed, we recommend you use another payment method at this time.
