Group of people looking at their phone

Free Checking

With Free Checking from Central Bank, you’ll get the basic features of a checking account with access to Online Banking and the Central Bank Mobile App+ to manage your money on the go and on your terms. No monthly fee and no minimum balance required*.

Open Your Account Online

With Free Checking:

Use your free Debit Mastercard^® with free transactions at any Central Bank ATM
View your statements and tax documents online, 24/7, for up to seven years*
Manage your accounts in Online Banking and the free Central Bank App+
Pay your bills electronically with Online or Mobile Bill Pay*+
Deposit checks with Mobile Check Deposit via the Central Bank App+
Track your spending, set budgets, create goals, and more with Money Manager, our online budgeting and saving tool

Sports Fan Upgrade

If you’re a St. Louis Cardinals or Mizzou Tigers fan, pledge your allegiance by upgrading your Central Bank Checking Account today!

Helpful Links
Research
Customer Service

Helpful Links

APPLY NOW

WEBSITE LINKS

CONNECT WITH US

EXTERNAL LINKS

This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.

Equal Housing Lender. Member FDIC.

Research

Home Loans Icon

Home Loans

If you want to buy or refinance your home, start with our Mortgage Center.

Learning Center

Discover a range of valuable financial topics in our Learning Center.

Calculator Icon

Calculators

Can you afford that home? Or pay off that debt? Try one of our Financial Calculators.

Dollar sign icon

Financing

Pay off debt or purchase that new auto with our flexible financing options.

Credit Card Icon

Credit

Our credit cards are a tool that can help you manage your finances with awesome rewards!

This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.

Equal Housing Lender. Member FDIC.

Customer Service

FAQs

Have a question? Check out our most frequently asked Online Banking questions.

Contact Us

If you have a complaint, question, or a compliment, we'd love to hear from you.

Secure Mail

Send a message to customer support through our secure email channel.

Lost/Stolen Card

Call us 24 hours a day, 7 days a week as soon as you realize your card is lost or stolen.

Email Customer Service

Questions? Email Central Bank's customer service team

This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.

Equal Housing Lender. Member FDIC.