Open Your New Account In-Branch and Earn $500disclosure 1

Step 1: Visit any Central Bank location to get the offer code and open any eligible account. Locations are listed below.

Step 2: Set up two or more direct deposits totaling $5,000 or more within the first 90 days.

Step 3: Minimum balance of $50 required 90 days after account opening to receive bonus.

Testimonials

Real Stories. Real Reasons to Switch.

When change happens, having a bank you can count on matters. That’s why families like yours trust Central Bank – and why we’ve been named Forbes Best Bank for 17 consecutive years. See why others are making the switch.  
  • The greatest customer service
    The greatest customer service. Makes you feel you are part of the family. Blessed to do business with them!
    Von O.
    Google Review
  • Always been my bank of choice...
    Always been my bank of choice, loans. savings, checking etc. Has always met my needs.
    Mark S
    Google Review
  • ...they have always had my back
    Been here since 2014 and they have always had my back.
    Shirley S
    Google Review
  • Amazing bank, amazing people!
    Amazing bank, amazing people! Customer service is second to none. Would highly recommend to anyone looking for a new bank.
    Johne M
    Google Review
  • Great customer service...
    Great customer service - I had charges that were posted to my account that were fraudulent and they took care of it with professionalism.
    Adam W
    Google Review
  • Staff is always friendly...
    Staff is always friendly very efficient and always greet you with a smile as well as they have awesome bonuses for banking with them.
    Carrie C
    Google Review
  • A great bank to do business with
    I have had several loans with Central Bank and I plan to have several more. A great bank to do business with.
    Steve S.
    Google Review
  • We've used Central Bank for more than 50 years...
    We've used Central Bank for more than 50 years and any time we have had a question or problem, they ALWAYS take care of it. We won't bank any place else.
    Donna D
    Google Review
Mobile App

Move, Manage, and Maximize Your Money Like Never Before

4.85
4.85
Average App Rating
52k+
52 k+
Reviews on Apple App Store
20k+
20 k+
Reviews on Google Play

Free Features with Every Account:

Person to Person Payments

Pay with Zelle

Use Zelle® to send money to friends and family right from Online and Mobile Banking! It's fast, safe, and easy!

Mobile Check Deposit

Deposit Checks on Your Phone

Safely, securely, and save time by depositing checks from anywhere! Using your phone's camera, just snap and submit!

More Ways to Pay

Digital Wallet

Add your Central Bank Debit Mastercard® to your digital wallet for quick, secure tap-to-pay.

Never be Surprised by a Subscription

Free Budgeting Tool

Use our budgeting tool, Money Manager, to track spending, manage subscriptions, set goals, and view your finances in one place.

Get Alerted When and How You Want

A Debit Card That Teaches

Greenlight is a debit card and app (4.8 App Store rating, 440k+ reviews) that teaches kids and teens money skills, while giving parents visibility and control. Best of all, our customers get Greenlight for freedisclosure 2.

Bank on the Go

Bank on the Go

Securely and easily manage your accounts! Access features like Card Lock, eStatements and Tax Documents, enable RoundUp, and more!

  1. To receive the $500 checking bonus, open and maintain any personal checking account except Free Checking. Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $5,000 within 90 days of account opening. Minimum balance of $50.00 required 90 days after account opening to receive bonus. Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. Available to new to bank checking account customers only. Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. Customer must bring in mailer or use offer code to receive incentive. Only one offer may be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing on the date any earned bonus is paid. We reserve the right not to open accounts for customers outside our market area. Please contact us for further details. Checking account promotion ends 12/31/2026. Back to content
  2. Central Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their Central Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 07/08/2029. Offer subject to change and partner participation. Back to content

Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Subject to credit approval.