Open Your New Account In-Branch and Earn $500disclosure 1
Step 1: Visit any Central Bank location to get the offer code and open any eligible account. Locations are listed below.
Step 2: Set up two or more direct deposits totaling $5,000 or more within the first 90 days.
Step 3: Minimum balance of $50 required 90 days after account opening to receive bonus.
Real Stories. Real Reasons to Switch.
Free Features with Every Account:
Pay with Zelle
Use Zelle® to send money to friends and family right from Online and Mobile Banking! It's fast, safe, and easy!
Deposit Checks on Your Phone
Safely, securely, and save time by depositing checks from anywhere! Using your phone's camera, just snap and submit!
Digital Wallet
Add your Central Bank Debit Mastercard® to your digital wallet for quick, secure tap-to-pay.
Free Budgeting Tool
Use our budgeting tool, Money Manager, to track spending, manage subscriptions, set goals, and view your finances in one place.
A Debit Card That Teaches
Greenlight is a debit card and app (4.8 App Store rating, 440k+ reviews) that teaches kids and teens money skills, while giving parents visibility and control. Best of all, our customers get Greenlight for freedisclosure 2.
Bank on the Go
Securely and easily manage your accounts! Access features like Card Lock, eStatements and Tax Documents, enable RoundUp, and more!
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To receive the $500 checking bonus, open and maintain any personal checking account except Free Checking. Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $5,000 within 90 days of account opening. Minimum balance of $50.00 required 90 days after account opening to receive bonus. Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit. Bonuses are reported to the IRS as interest. Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. Available to new to bank checking account customers only. Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years. You will receive only one new checking account opening related bonus every two years from the last date incentive was paid. Only one bonus per household. Customer must bring in mailer or use offer code to receive incentive. Only one offer may be redeemed by the intended recipient and is nontransferable. Eligibility for this offer will be verified prior to providing the bonus. The new checking account must be open and in good standing on the date any earned bonus is paid. We reserve the right not to open accounts for customers outside our market area. Please contact us for further details. Checking account promotion ends 12/31/2026. Back to content
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Central Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their Central Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 07/08/2029. Offer subject to change and partner participation. Back to content
Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Subject to credit approval.




