Get to Know Your Central Bank Credit Card

You can activate your credit card by calling toll free at (888) 222-8717 or collect at (706) 644-4516. Please call from your primary phone number on the account. You can also activate your account online.

Log into Online Banking, click into your credit card account and select “View Rewards

You can add your Central Bank credit and debit cards to your mobile wallet on your favorite devices – iPhone, Apple Watch, or compatible device. 

• Set up Apple Pay  
• Set up Google Pay 
• Set up Samsung Pay 

Set up credit card alerts  within Online Banking. After logging in, select “Alerts” and choose what type of alerts you’d like to receive.

You can pay your credit card bill within Online Banking. Simply log in  to your account, select “Payments,” and choose “Pay Credit Card/Loan.” You can also make payments by logging into www.bankcardcenter.net.

• Enroll in electronic statements by logging into your www.bankcardcenter.net account. Select the “Statements Tab” then “Statement Delivery Options”. A verification code will 
• If you have Online Banking, you can log in and click “Statements and Documents” then select “Delivery Preferences”. Under the options you can choose “Paperless” for any account(s) you want to receive electronic statements for then click “save”.

Yes, within Online Banking, you can add an External Account to pay your Central Bank credit card Balance.

A Balance Transfer allows a cardholder to access a portion of their Central Bank credit card’s available credit line to send to another payee. An example might be transferring $2000 from another credit card to your Central Bank credit card. Balance Transfer fees of $10 or 4%, whichever is greater, may apply.

You can access your credit score with our MaxMoney Checking Account. You’ll get an updated score and report every 90 days, or upon receipt of a credit alert. You can request a free copy of your credit report annually at www.annualcreditreport.com. 

You chose your credit card payment due date at the time of application. If you’d like to request a new payment date, please call the number located on the back of your card.

To report a lost or stolen card, simply open your Online Banking account and choose “Card Management” (recommended). You can also call (800) 445-9272.

You earn one reward point for every dollar you spend on in-store and online purchases, or when booking travel with your card through Central Travel. The points you earn are updated daily and there is no monthly cap on earnings! 

All credit cards points are valid for five years. The World Elite credit card points do not expire.